What do I need to buy a house?
- Firstly, speak to a reputable firm of financial advisors. Ask what they charge for these services if they oversee your mortgage. They will guide you as to how much deposit you require, what amount of mortgage you could obtain and how much you should be looking to spend, also the costs stamp duty if applicable.
- Obtaining costs of the conveyance/Solicitor for legal fees and Surveyors costs if applicable.
- A reputable estate agent will have a working relationship with financial advisors, Solicitors and Surveyors and they can point you in the right direction.
- You are now in a better position of what price range you can look at and can inform the agents when speaking with them, you have had advice and have your mortgage ready to go in principle.
- Gain an understanding of the process from viewing to making an offer and how best to do this. A reputable estate agent will guide you through this process.