Always deal directly with the estate agent and not the owner. Be very clear that you wish to make a formal offer, they will require clarity of how you plan to purchase. Is it subject to a house sale, job move, any specific timelines? How are you financing the purchase proof of your deposit and…

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Firstly, speak to a reputable firm of financial advisors. Ask what they charge for these services if they oversee your mortgage. They will guide you as to how much deposit you require, what amount of mortgage you could obtain and how much you should be looking to spend, also the costs stamp duty if applicable.…

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